How to save money on surrogacy: 5 economic destinations

Opting for surrogacy is not easy for any couple. It’s known beforehand that embarking on this life project can be an exhausting and demanding process for those who dream of becoming parents.

Therefore, in addition to cultivating inner strength, love, and patience to navigate the potential challenges that may arise, it is essential to have adequate financial readiness for the entire surrogacy journey.

It is understandable that surrogacy entails significant expenses, regardless of the selected destination. However, many intended parents are eager to explore avenues for potential cost savings along their surrogacy journey.

In this article, we present a selection of the best destinations to make surrogacy more affordable, taking into account the advantages and disadvantages of each country.

1. Colombia 

Colombia has become a popular destination for surrogacy, thanks to its inclusiveness, accessibility, and affordability. Family Aims is one of the most prestigious international surrogacy agencies and takes care of managing the stay and the legal and clinical procedures of the intended parents in the country. Not only that, but it also makes the necessary arrangements to keep the costs within the initial budget agreed upon when undertaking surrogacy.

Its great experience is also endorsed by an allied clinic with extensive experience in assisted gestation, such as Babynova Clinic by Novafem.

Surrogacy waiting lists in Colombia are notably shorter, with an extension of 2 to 3 months compared to other clinics worldwide. This provides a significant advantage for parents who are keen to initiate the process expeditiously.

Furthermore, the shorter waiting period in Colombia not only aids in minimizing the overall cost of surrogacy but also makes it an appealing option for individuals seeking greater accessibility and affordability. The cost of surrogacy in Colombia starts at $65,000 USD.

2. United States 

While the United States offers a wide range of surrogacy options through its extensive network of expert agencies and specialized clinics, the cost of surrogacy treatments in the country can pose a significant financial challenge for foreign intended parents. Moreover, obtaining a specific visa for surrogacy purposes can be a costly endeavor or, in some instances, entirely out of reach depending on the nationality of the intended parents.

This destination is even more expensive for residents who have to move between states, as surrogacy is not regulated throughout the country in the same way. These moves generate expenses that increase the overall surrogacy budget.

It is also important to keep in mind that, in addition to the costs related to the visa and requirements of each state legislation, the number of attempts included in each plan and the additional tests, can be factors of a high increase in expenses.

It is crucial to keep in mind that the costs for surrogacy can potentially surpass 200,000 USD, and this amount may increase based on the chosen surrogacy method and the number of attempts included in the process.

3. Georgia 

Surrogacy in Georgia is known for its affordability, but it’s crucial to understand that this option is restricted to heterosexual couples who have a minimum of one year of relationship. The base costs for surrogacy in Georgia is 55,000 USD. However, the introduction of new legislation in 2024 has prohibited foreigners from pursuing surrogacy in the country. As a result, access to this treatment is now limited to same-sex couples and foreigners who have decided to pursue surrogacy specifically within Georgia.

Considering the current restrictive legislation in Georgia, which imposes various complications even for the country’s residents, this destination may be a viable option in terms of legality but proves to be challenging for those interested in accessing surrogacy services.

4. Cyprus 

Several European countries provide their residents with highly affordable surrogacy options. Cyprus, for instance, is host to specialized clinics that offer surrogacy procedures at approximately 65,000 USD, making it an attractive choice for individuals seeking cost-effective surrogacy within Europe.

However, due to the high demand for surrogacy procedures and its scarce local population, candidates are limited, often forcing a bigger search outside the country for surrogates to carry out the procedure.

This limitation forces foreigners who wish to serve as gestational carriers to travel abroad to deliver the newborn. Consequently, this increases the expenses, risks, and legal fees associated with surrogacy.

In addition, the amount of paperwork for those intended parents who do not have European nationality is huge, and requires additional expenses to access certain services and to move freely during the procedures.

Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.

 5. Mexico 

In Latin America, Mexico stands out as one of the limited number of countries where surrogacy is permitted; however, clear regulations are only established in a few states.

As a result, those interested in surrogacy are required to travel to these particular regions to pursue the procedure, or explore the option of attempting it in another state, which introduces uncertainty regarding the legal process.

In addition, the increase in demand for this service and legal limitations in the rest of the country make the process more expensive, around 55 000 USD, and unlike other surrogacy places, the staff is not always specialized.

Additionally, accessing the baby’s documentation may pose legal challenges as the surrogacy procedure is not legalized in all states, thereby resulting in increased expenses due to additional documentation requirements and transportation issues.

Although for residents living near states where surrogacy is allowed, the lack of training in some healthcare facilities may add complications for foreign parents traveling to these states for the first time, as they do not have the necessary guarantees of social security, like other countries.

Although surrogacy is permitted in the mentioned states, the demand for this procedure is generally low since these states are not popular tourist destinations and lack significant economic investment. Consequently, this may discourage foreigners from considering these states as the ideal destination for surrogacy.

Affordable prices for everyone 

When couples aspire to start a family, they often hesitate to cut corners on expenses as it is considered the most precious and fulfilling endeavor they can undertake together.

However, it’s vital to be able to have a plan and anticipate any setback that may generate complications in any of its members, as well as affect the emotional and economic stability of its members.

Therefore, although there are many options for surrogacy, it’s important to choose wisely and watch the whole picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child.

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